Insurance Services

We shop the lower cost, more comprehensive insurance services for you.

       We know that searching for the perfect insurance can be time-consuming and frustrating for business owners, so let us do it for you! Westgate Contractors Insurance Services will find the most comprehensive coverage at the most competitive price. While reviewing our clients’ current policies we oftentimes find overpriced, inadequate coverage that doesn’t cover the actual work that is performed ( i.e. a plumber with a policy that does not cover water damage). Our agents will gain a thorough understanding of your business so that we can match the specific needs of your company with the proper insurance at the lowest possible price.
       Our agency handles every type of insurance that a contractor needs--from general liability to workers’ compensation to license bonds and commercial auto policies. Our experienced agents and brokers have access to the best carriers in the industry so we can find the right coverage at a competitive value for any contractor.

       Choosing the right broker is crucial. As a client, our number one priority is to make sure you are informed of all coverage options available so you can make an intelligent decision that covers every aspect of your business. Get a quote today!

 

Contractor General Liability

     Our agents aim to exceed your expectations by providing competitive quotes and comprehensive coverage for Contractor General Liability Insurance. Contractor General Liability Insurance is designed to protect contractors from the risks of liabilities imposed by lawsuits that may arise from work performed on a construction job. Contractor General Liability Insurance covers your business against issues such as accidents and injuries on the job; actions by employees; products that are produced by the contractor or the company’s employees as well as contractual liability. Our agents can specifically tailor insurance according to the needs of your business so your company is properly protected.

 

Workers’ Compensation

     Westgate Contractors Insurance Services is here to help you navigate through the best insurance choices for your company. Almost every state requires companies with employees to have Workers’ Compensation Insurance. Workers’ Compensation Insurance provides wage replacement, medical benefits and rehabilitative services for employees who are injured on the job. It is paramount that you have proper Workers’ Comp coverage to protect your company and your employees. Let us customize a competitively priced insurance plan for you according to your business and the laws of your state.

 

Commercial Vehicle Insurance

     Commercial Vehicle Insurance is essential to protect all of your vehicles associated with your business. Our agents will be happy to find the best insurance for you to protect your vehicles not only from physical damage, but also from liability situations.

 

Contractor License Bonds

     Westgate Contractors Insurance Services shops the best rates for your contractor bonds. A contractor license bond sends the message to the customer that the contractor guarantees ethical and professional services and that the contractor will abide by contractor license laws.
Other bonds include:

Payment Bond: a surety bond that guarantees you will pay your subcontractors and the materials will be paid.

Bid Bond: the contractor issues a bid bond as part of a supply bidding process. The bond guarantees the project owner that the winning bidder will abide by the contractual terms of the agreement.

Performance Bond (also known as a contract bond): a bank or insurance company issues this surety bond to guarantee a satisfactory completion of a project by the contractor.